CAGRs are Okay! Who will handle the Drawdowns?

 Long back, we had written a blog about how mutual fund works and highlighted that a certain fund had made a return of 29% and uncannily poked greed of our readers by telling that the fund multiplied their money 49 times in just over 2 decades meaning 1...

The Markets have fallen, How should we see it?

 We at Droplet believe in giving a better perspective to a known fact that will help our readers take decisions that make sense. Today’s piece is one such attempt. Nifty has corrected about 15% from its current peak and most of our portfolios too would have...

Home Loans & the 80-20 rule

 RBI increased the Interest rates this week, as a result, the EMIs on loans are going to go up. In such a situation, People who will be most affected are the ones who have long term loans on high principal amount aka the Home loaners. In this week’s...

The World’s at War, Why should I Invest?

 If you switch on the TV or open a social media app, It is possible that you will be swamped by information about the death and destruction the war in Northern Eurasia is causing.  As a result stock markets around the world are crashing, prices of...

To Face/Book losses of 35 lac crores

 What if I told that in US Stock Market, a company lost a total of 35 lacs 25 thousand 800 crores since Sep last year in Market Capitalisation ?   Yes, A loss in valuations of about 6 lac crores every month for last 6 months!!! That is about 6 times of...

Droplet’s Axe the Tax – Tip#3

    We have been reasoning out with our readers about the mistakes that they do in Tax Saving process.. In keeping with the series, this week we write about the Heinous Tax saving crime of buying a Life Insurance policy.  A lot of us consider...