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What’s there in the budget for me?!

What’s there in the budget for me?!

by admin | Feb 5, 2023 | Budget, financial advisors, Financial Planning, Money management, mutual funds

The original plan was to publish the Evergreen Budget blog that we put last year. But one of my acquaintances told me – “Dei, Budget la enna sonnanganu oru blog ah ezuthi share pannu”. Instinctively I told her, we have a evergreen budget blog and...

Union Budget – 2020

by admin | Feb 16, 2020 | 80C, Budget, budget2020, ELSS, financial advisor, Financial Planning, LIC, LIQUID, mutual funds, Tax

We were worried as financial advisers about the budget. Of course the Union Budget because if the budget was perceived to the be good then the markets would rally and our investors will not get discounts on their Investments. Discounts are always good, Who knows...

Budget 2020

by admin | Feb 2, 2020 | 80C, Budget, budget2020, ELSS, financial advisor, Financial Planning, LIC, LIQUID, mutual funds, Tax

We just put up a whats app status and One of the replies inspired us to make that into a blog.  Of course, like with all things @ Droplet, this one is not related to Superficial things like Budget/macro economics. So if you want to know our feedback on this...

Paying Minimum Balance on Credit Cards ?

by admin | Jan 25, 2020 | Credit Cards, debt, Droplet, Droplet wealth advisors, finance charge, Financial Planning, late payment, Minimum due, Personal Finanace, Personal loan

Why minimum balance payment on credit card is the worst thing? Of late credit card penetration in India has increased multi-fold. A decade back 1 in 10 would have a credit card. Today 9 in 10 have 3 credit cards each. A ratio of 1:27. All these are mostly owned by...

Happy New Year 20-20

by admin | Dec 28, 2019 | chennai, ELSS, financial advisors, Financial Planning, financial resolution, insurance, Investment, mutual funds, NewYear2020, NPS, Real Estate

As we beckon a new year, Droplet recommends 20 things that will help you turn a new page in your financial life. 1.  Have a monthly budget in place. 2.  Earn. Save. Spend. – Start early. Start immediately.  3.  Buy a term insurance covering...

Insurance is not INVESTMENT! Part I

by admin | Aug 19, 2019 | 80C, Droplet wealth advisors, Financial Planning, investments, Personal Finanace, Risk, Tax Planning, Tax saving, term insurance, Wealth advisors in chennai, Wealth Creation

                         Most of us fail to understand the fundamental purpose of life insurance. We are made to believe that insurance is saving or worse in most cases an investment. However, the whole...
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