Blogs
Can everyone be DEBT FREE?!
A friend of mine asked - How can someone buy things without debt? How is that even possible? Life is impossible without debt is what he said. This...
Gold – An Investment
In the previous two blogs we saw-Gold does not necessarily out beat other asset classes. Because of the way we "Buy" Gold, the returns further...
Gold – How much money do I actually make?
What you see is not what you get! ...
Gold, Media & Investors
Ever since the Gold started soaring my twitter timeline is filled with Social media "experts" calling out Gold as...
The Common Mistakes of an Investor!
Investing is a simple yet complicated. That's the precise reason we see a lot of people losing the game altogether. Only a handful of Investor...
Should I start or Stop my Stock Markets Investments
...
Investors & Interest Rates
My Partner called me and told me that we are no different from laymen who know that Short term Interest rates are going to fall. We both know the...
Union Budget – 2020
We were worried as financial advisers about the budget. Of course the Union Budget because if the budget was perceived to the be good then the...
Budget 2020
We just put up a whats app status and One of the replies inspired us to make that into a blog. Of course, like with all things @ Droplet, this...
Paying Minimum Balance on Credit Cards ?
Why minimum balance payment on credit card is the worst thing? Of late credit card penetration in India has increased multi-fold. A decade back 1 in...
Happy New Year 20-20
As we beckon a new year, Droplet recommends 20 things that will help you turn a new page in your financial life. 1. Have a monthly budget in...
Do you really need a FINANCIAL ADVISOR?!
Do I need someone to help me with something? Ideally, the answer would be yes until or otherwise you are an expert at something. Even an expert was...
Chasing Returns
People are so obsessed with returns. Generally, we look at equities as a...
How Much Insurance should one Buy ?
In our previous blog, we gave an example where the assumed gentlemen had taken an Insurance of 1 crore. It is natural that most of would think why...
Insurance is not INVESTMENT! Part I
Most of us fail to understand the fundamental purpose of...
Direct Equity Investing – II
So we promised we will suggest a different (better) way of Direct equity investing in our previous blog. Here we are...
How to spark a child’s interest in investing
Read this interesting article last week and thought of sharing it with all our readers. A client shared this story with us: It started at the...
Direct Equity Investing
A lot of us know mutual funds invest in Stock Markets. Stock markets aka Equities aka share markets aka companies. So a simple thought...
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