by admin | Feb 2, 2020 | 80C, Budget, budget2020, ELSS, financial advisor, Financial Planning, LIC, LIQUID, mutual funds, Tax
We just put up a whats app status and One of the replies inspired us to make that into a blog. Of course, like with all things @ Droplet, this one is not related to Superficial things like Budget/macro economics. So if you want to know our feedback on this...
by admin | Jan 25, 2020 | Credit Cards, debt, Droplet, Droplet wealth advisors, finance charge, Financial Planning, late payment, Minimum due, Personal Finanace, Personal loan
Why minimum balance payment on credit card is the worst thing? Of late credit card penetration in India has increased multi-fold. A decade back 1 in 10 would have a credit card. Today 9 in 10 have 3 credit cards each. A ratio of 1:27. All these are mostly owned by...
by admin | Dec 28, 2019 | chennai, ELSS, financial advisors, Financial Planning, financial resolution, insurance, Investment, mutual funds, NewYear2020, NPS, Real Estate
As we beckon a new year, Droplet recommends 20 things that will help you turn a new page in your financial life. 1. Have a monthly budget in place. 2. Earn. Save. Spend. – Start early. Start immediately. 3. Buy a term insurance covering...
by admin | Dec 1, 2019 | Uncategorized
Do I need someone to help me with something? Ideally, the answer would be yes until or otherwise you are an expert at something. Even an expert was a beginner at some point in time, experience/passion in the field would have made him an expert over time. For...
by admin | Nov 10, 2019 | Uncategorized
People are so obsessed with returns. Generally, we look at equities as a lottery ticket to get rich overnight. Which is the precise reason why most of us fail and run away from equities and advise...